Your app is AMAZING. However, with one more key feature it could become the ultimate financial app: Checking and Savings balances and basic budgeting. Another very popular app called Mint is going away. Many users just use it to check their monthly spend and balances. You could disrupt that entire market by adding a couple of debit card features. Most people don’t use mint for more than a general ledger. And the timing couldn’t be better with Mint forcing users to convert to Credit Karma